Terms & Conditions

1. Acceptance of Terms

By accessing or using Finangl ("the App"), a product of Orzynex Innovations FZE LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use the App.

2. Description of Service

Finangl is a financial education and management application designed to help users build better money habits through personalized insights, financial tools, educational content, and curated recommendations. The App is for informational purposes only and does not constitute financial advice.

3. User Accounts

• You must provide accurate and complete information when creating an account
• You are responsible for maintaining the confidentiality of your account credentials
• You must be at least 18 years old to use this service
• You agree to notify us immediately of any unauthorized use of your account

4. Acceptable Use

You agree not to:

• Use the App for any unlawful purpose
• Attempt to gain unauthorized access to any part of the App
• Interfere with or disrupt the App's functionality
• Upload malicious code or content
• Impersonate any person or entity
• Use the App to collect user information without consent

5. Intellectual Property

All content, features, and functionality of the App, including but not limited to text, graphics, logos, icons, images, and software, are the exclusive property of Orzynex Innovations FZE LLC and are protected by international copyright, trademark, and other intellectual property laws.

6. Financial Disclaimer

The information provided through Finangl is for educational and informational purposes only. It should not be construed as financial, investment, legal, or tax advice. We recommend consulting with qualified professionals before making any financial decisions. We are not responsible for any actions taken based on information provided in the App.

7. Third-Party Services

The App may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services.

8. Limitation of Liability

To the fullest extent permitted by law, Orzynex Innovations FZE LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.

9. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes by posting the new Terms on this page with a new "Last updated" date. Your continued use of the App after such modifications constitutes your acceptance of the updated Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates, without regard to its conflict of law provisions.

11. Contact Information

For any questions regarding these Terms and Conditions, please contact us at: